Edit Escrow Bucket Settings

This request allows you to edit a loan's Escrow Buckets.

General

There is a vast amount of configuration options available for escrow. Here is what you need to know about this request:

  • The EscrowSubsetOptions object is nested within the Loans entity, and it holds the configuration options for Escrow Buckets.
  • Users can configure up to 25 escrow buckets within their accounts.

For an example of how configuring escrow buckets works within the UI, take a look at our Update Escrow Account Settings article.

Database

For information on escrow database tables, see the following articles:

{
     "EscrowSubsetOptions": {
          "results": [
               {
                    "entityType": "Entity.Loan",
                    "title": "API Demo Bucket",
                    "payoffOption": "loan.escrowpayoff.standard",
                    "paymentApplication": "loan.escrowpmtapp.standard",
                    "aprInclude": 1,
                    "scheduleInclude": false,
                    "disclosureLnAmtAdd": "false",
                    "availability": "loan.escrowAvailability.both",
                    "interestBearing": false,
                    "escrowAnalysisEnabled": 0,
                    "cushion": 1,
                    "cushionFixedAmount": 100,
                    "cushionPercentage": 0,
                    "escrowComputationYearStartDate": "01/01/2021",
                    "nextEscrowAnalysisDate": "01/01/2022",
                    "deficiencyDelimitingDPD": 30,
                    "deficiencyDaysToPay": 30,
                    "deficiencyDelimitingAmount": 1,
                    "deficiencyDelimitingDollar": 0,
                    "deficiencyDelimitingPercentage": 0,
                    "deficiencyCatchupPaymentNumber": 2,
                    "deficiencyActionA": 1,
                    "deficiencyActionB": 0,
                    "deficiencyActionC": 0,
                    "shortageDaysToPay": 30,
                    "shortageCatchupPaymentNumber": 2,
                    "shortageDelimitingAmount": 1,
                    "shortageDelimitingDollar": 0,
                    "shortageDelimitingPercentage": 0,
                    "shortageActionA": 1,
                    "shortageActionB": 0,
                    "surplusAllowedSurplus": 50,
                    "surplusDaysToRefund": 30,
                    "surplusActionA": 1,
                    "surplusActionB": 0,
                    "surplusActionC": 1,
                    "__update": true,
                    "__id": 4
               }
          ]
     }
}

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